Renovated Annex semi with a laneway garage
The Annex, Toronto
By ·Chloé Martin
3 weeks ago
Languages
English, French
Specialties
Chloé Martin joined Kesterbay five years ago after working in mortgage lending. She guides first-time buyers through budgets, deposits and the realities of condo ownership in Toronto.
She works in French and English, and often helps Francophone families moving from Quebec or Europe to settle in the city.
Chloé is learning to sail on Lake Ontario.
The Annex, Toronto
By ·Chloé Martin
3 weeks agoThe Annex, Toronto
By ·Chloé Martin
2 months ago7 reviews
Antoine B.
20 September 2026
Chloé walked me through the mortgage pre-approval, then the status certificate. She spoke French when I got overwhelmed and found a one-bedroom downtown within budget.
Response from the agent25 September 2026
Merci, Antoine. Bienvenue à Toronto. Chloé
Jordan E.
10 July 2026
Chloé reviewed my savings and told me to wait six months to raise the deposit, which made the monthly numbers much healthier. Not the easy answer, but the right one.
Samira A.
26 April 2026
She found us a three-bedroom near good schools in the Annex and explained the land transfer tax rebate for first-time buyers. We bought the second house we saw.
Lucas R.
6 February 2026
Chloé’s valuation was realistic, her photos were crisp, and we had a conditional offer within ten days. She handled the lawyers calmly when the buyer’s financing was delayed.
Response from the agent9 February 2026
Thank you, Lucas. All the best to you both. Chloé
Becca S.
13 November 2025
Great communication and good advice. A couple of viewings ran late in the day, but I always felt she had my interests first.
Olivier T.
18 August 2025
Our family from Lyon needed everything explained twice: property tax, condo fees, insurance. Chloé was patient and did it all in French.
Mark G.
23 May 2025
The sale went fine and she negotiated a good price. I found the commission conversation awkward at first, but she explained the cost breakdown and the value she brought.
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